No, I DON'T want fries with that! You don’t want your loan office for your mortgage to be an “order taker”. You want someone who can do more than fill out the forms. You want someone that knows what can be done to fit your special circumstances. You want someone that knows the loan programs ... » Learn More about Buying A Home: How To Choose A Mortgage Loan
Buyers
Value of Homeownership
Coldwell Banker survey and commentary by Dr. Robi Ludwig on the value of homeownership. Interesting that the emotional value of homeownership doesn't change and some of the reasons why. It really hit me that that we need to be "rooted" in order to feel like life has meaning and that we are safe. ... » Learn More about Value of Homeownership
Predict Your Real Estate Market | Tool from CNN/Money
Here's a tool from CNN/Money to predict the change in various real estate markets. Corvallis, OR Metropolitan Statistical Area: Forecast change: second quarter, 2011 – second quarter, 2012 +3% Forecast change: second quarter, 2012 – second quarter, 2013 +9.9% This tool tracks 384 markets. ... » Learn More about Predict Your Real Estate Market | Tool from CNN/Money
Freddie Mac 30 Year Rate Histories
These charts of 30 year mortgage loan rate histories (Freddie Mac rates) were provided by a local lender and are used with permission. It is very interesting to see how low rates really are right now, especially in relation to the past. The lower price of homes coupled with the low interest rates ... » Learn More about Freddie Mac 30 Year Rate Histories
Buying Your Home: 4 Things that Can Undo Your Real Estate Loan Approval
Everyone knows that when you first apply for a home loan, your credit needs to be in good shape, but did you know that what you do during the processing of your loan can have an impact too? Lenders look at: Credit balances and minimum payments Credit depth (the number of accounts, with or ... » Learn More about Buying Your Home: 4 Things that Can Undo Your Real Estate Loan Approval